:root{--ink:#091b2b;--navy:#06192a;--gold:#f5bc58;--cream:#faf8f4;--line:#e7e4de;--muted:#526274}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}header{position:absolute;top:0;left:0;width:100%;z-index:3;color:white}.nav{max-width:1240px;margin:auto;display:flex;align-items:center;justify-content:space-between;padding:24px 25px;gap:20px}.brand{display:flex;align-items:center;gap:15px}.monogram{font:italic 800 34px Manrope,sans-serif;letter-spacing:-7px;color:#ffce76;text-shadow:0 2px 18px #f9a62d80;padding-right:9px}.brandname{font:800 17px Manrope,sans-serif;letter-spacing:4px;line-height:1.5}.brandname small{display:block;color:var(--gold);letter-spacing:7px;font-size:10px;text-align:center}.links{display:flex;align-items:center;gap:23px;font-size:13px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:linear-gradient(120deg,#ffe6a0,#f5b746 70%,#d58b25);color:#14202a;border:0;border-radius:40px;padding:15px 24px;font-weight:800;box-shadow:0 7px 24px #efaa4355;transition:transform .2s,box-shadow .2s}.btn:hover{transform:translateY(-2px);box-shadow:0 9px 29px #efaa4380}.btn.secondary{background:#ffffff12;color:white;border:1px solid #ffffffa0;box-shadow:none}.hero{min-height:690px;color:white;background:linear-gradient(90deg,#061727 0%,#071d30e8 38%,#071d3077 67%,#06172744 100%),radial-gradient(ellipse at 70% 20%,#c58b704d,transparent 50%),url('https://commons.wikimedia.org/wiki/Special:FilePath/Story_Bridge_at_sunset%2C_Brisbane.jpg?width=1600') center/cover;display:flex;align-items:center}.hero-inner{max-width:1240px;width:100%;margin:auto;padding:155px 25px 110px}.eyebrow{letter-spacing:5px;text-transform:uppercase;font:600 12px Manrope;color:#ffcf7a}.hero h1{font:600 clamp(55px,7vw,95px)/1.04 'Playfair Display',serif;letter-spacing:-2px;margin:22px 0}.hero h1 em{font-style:normal;background:linear-gradient(140deg,#fff2c8,#e9a644 70%,#ffd882);color:transparent;background-clip:text}.hero p{font-size:19px;line-height:1.65;max-width:650px;color:#e5e9ed}.actions{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0}.micro{display:flex;flex-wrap:wrap;gap:18px;color:#e6edf4;font-size:13px;margin-top:38px}.micro span:before{content:'✦';color:var(--gold);margin-right:8px}.wrap{max-width:1240px;margin:auto;padding:0 25px}.section{padding:80px 0}.section h2{font:600 clamp(34px,4vw,52px)/1.15 'Playfair Display',serif;margin:0 0 17px}.intro{color:var(--muted);max-width:710px;line-height:1.7;margin:0 0 28px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.asset{min-height:210px;border-radius:17px;display:flex;flex-direction:column;justify-content:end;padding:24px;color:white;position:relative;overflow:hidden;background:linear-gradient(0deg,#06192af5,#06192a11 90%),var(--bg) center/cover;transition:transform .2s}.asset:hover{transform:translateY(-4px)}.asset b{font:700 22px Manrope}.asset span{color:#ffd17b;margin-top:8px;font-size:13px}.panel{background:white;border:1px solid var(--line);box-shadow:0 12px 40px #0b22360d;border-radius:22px;padding:30px}.tool-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}label{display:block;font-size:13px;font-weight:700;margin-bottom:7px}input,select,textarea{width:100%;border:1px solid #cdd4d9;background:white;border-radius:9px;padding:13px;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:3px solid #f2b95266;border-color:#b77d22}.result{background:linear-gradient(145deg,#0a2339,#061522);color:white;border-radius:20px;padding:32px;display:flex;flex-direction:column;justify-content:center}.result .big{font:700 clamp(34px,5vw,60px) Manrope;color:#ffcd73;margin:8px 0 17px}.result small{color:#b8cad9}.stats{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:15px 0 25px}.stats b{display:block;font-size:21px;margin-top:6px}.fine{font-size:12px;line-height:1.65;color:#647485}.result .fine{color:#b8cad9}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{padding:25px;border:1px solid var(--line);border-radius:16px;background:white}.step strong{display:block;color:#b77a22;font-size:12px;letter-spacing:2px;margin-bottom:13px}.step h3{margin:0 0 10px;font:700 19px Manrope}.step p{font-size:14px;line-height:1.7;color:var(--muted)}.guides{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.guides details{background:white;border:1px solid var(--line);padding:20px;border-radius:12px}.guides summary{cursor:pointer;font-weight:700}.guides p{line-height:1.7;color:var(--muted)}.contact{background:#071c2d;color:white}.contact .intro{color:#c8d7e2}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:45px}.contact .panel{color:var(--ink)}.contact .fine{color:#62717e}.notice{border-left:4px solid #dca243;background:#fff8e8;padding:13px;font-size:13px;line-height:1.6;margin:15px 0}.footer{background:#03121f;color:#aabac9;padding:35px 25px;font-size:12px;line-height:1.8}.footer-inner{max-width:1240px;margin:auto}#mobileMenu{display:none}.full{grid-column:1/-1}@media(max-width:850px){.links{display:none}.links.open{display:flex;position:absolute;top:80px;left:15px;right:15px;background:#0b2439;padding:22px;flex-direction:column;align-items:stretch;border-radius:14px}#mobileMenu{display:block;background:transparent;border:1px solid #ffffff80;color:white;border-radius:8px;padding:8px 12px}.hero{min-height:660px}.cards{grid-template-columns:repeat(2,1fr)}.tool-layout,.contact-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}}@media(max-width:540px){.nav{padding:16px}.brandname{font-size:13px;letter-spacing:2px}.brandname small{font-size:8px}.hero-inner{padding:145px 20px 70px}.hero h1{font-size:51px}.hero p{font-size:16px}.cards,.fields,.guides{grid-template-columns:1fr}.asset{min-height:170px}.section{padding:55px 0}.panel{padding:20px}.stats{grid-template-columns:1fr 1fr}.micro{gap:12px}.actions .btn{width:100%}}
/* Shared premium system */
:root{--gold:#e9b65f;--cream:#faf8f4;--ink:#102638}body{font-family:'DM Sans',Arial,sans-serif;line-height:1.65}h1,h2{font-family:'Playfair Display',Georgia,serif;letter-spacing:-.035em}h3,.btn,label{font-family:Manrope,Arial,sans-serif}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #b67925;outline-offset:5px}section[id]{scroll-margin-top:24px}button:disabled{opacity:.55;cursor:not-allowed;transform:none}.btn{box-shadow:0 5px 15px #091b2b16;background:linear-gradient(125deg,#f9d78e,#e8b05a);border:1px solid #e1ac57;padding:14px 25px;line-height:1.4;min-height:48px}.btn:hover{box-shadow:0 8px 22px #091b2b25}.btn.secondary{background:transparent;color:inherit;border-color:currentColor;box-shadow:none}.eyebrow{letter-spacing:.2em;line-height:1.7}.section{padding:84px 0}.section h2{font-size:clamp(32px,4vw,49px);max-width:850px}.section .eyebrow{color:#94601c;margin-bottom:14px}.intro{font-size:17px;max-width:710px}.wrap{max-width:1240px}.panel,.result{border-radius:18px}.panel{box-shadow:0 12px 40px #0b223608}.step{border:0;border-top:2px solid #d5af72;border-radius:0;padding:28px 8px;background:transparent}.step p{font-size:16px}.guides details{border-radius:10px;box-shadow:none}.guides summary{line-height:1.5;min-height:28px}.contact .eyebrow{color:#e9b65f}.contact .intro{color:#d1dde5}.footer a{text-decoration:underline;text-underline-offset:3px}.fine{font-size:13px}.approved-header{position:absolute;z-index:20;background:transparent;color:white}.approved-nav{max-width:1440px;display:flex;align-items:center;justify-content:space-between;gap:20px;margin:auto;padding:14px 30px}.approved-brand{display:flex;align-items:center;gap:15px}.approved-brand img{width:110px;height:75px;object-fit:contain}.brand-rule{width:1px;height:47px;background:#cda158}.brand-words{font:700 clamp(15px,1.7vw,25px)/1.15 Manrope,Arial,sans-serif;letter-spacing:.16em;white-space:nowrap}.brand-words small{display:block;color:#ebbd6b;font-size:13px;letter-spacing:.48em;margin-top:6px;text-align:center}.approved-nav .links{gap:21px;font-size:13px;font-weight:600}.approved-mobile{display:none;border:1px solid #d8b373;border-radius:8px;background:#071d30;color:#fff;padding:10px}.approved-hero{min-height:690px;position:relative;overflow:hidden;display:flex;align-items:center;background:#061b2d}.approved-photo{position:absolute;inset:0 0 0 30%;display:flex}.approved-photo span{width:50%;height:100%;background-size:cover;background-repeat:no-repeat;background-position:center}.photo-left{background-image:url('/assets/hero-city-clean.webp')}.photo-right{background-image:url('/assets/approved-hero-right.webp')}.approved-hero:before{position:absolute;z-index:1;content:'';inset:0;background:linear-gradient(90deg,#031727 0%,#031727f5 25%,#031727aa 46%,#03172718 75%),linear-gradient(0deg,#03172777,transparent 50%)}.approved-hero .hero-inner{position:relative;z-index:2;max-width:1300px;padding:155px 35px 90px}.approved-hero h1{font:600 clamp(62px,6.7vw,94px)/1.02 'Playfair Display',Georgia,serif;margin:22px 0;letter-spacing:-.04em}.approved-hero h1 em{color:#f2c373;font-style:normal;background:none}.approved-eyebrow{color:#ead4aa;letter-spacing:.32em;font-size:11px}.approved-hero p{max-width:610px;font-size:18px;color:#edf0f3}.hero-outline{background:#061d3277!important;color:white!important;border-color:#e8c58d!important}.approved-benefits{display:flex;flex-wrap:wrap;gap:24px;margin-top:32px;font-size:12px;color:#dfe8ef}.approved-benefits>span{display:flex;align-items:center;gap:10px}.approved-benefits svg{width:28px;height:28px;stroke:#e9b65f}.approved-options{position:relative;z-index:2;margin-top:-20px;border-radius:30px 30px 0 0;background:#faf8f4;padding:46px 0 65px}.approved-options-grid{max-width:1240px;margin:auto;padding:0 25px}.approved-options-heading{margin-bottom:28px}.approved-options-heading h2{font:600 clamp(32px,3.7vw,46px)/1.15 'Playfair Display',Georgia,serif;margin:0 0 16px}.approved-options-heading h2 br{display:none}.gold-underline{display:none}.approved-cards{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:18px}.approved-cards .asset{position:relative;display:block;height:245px;padding:0;background:#051b2e;border-radius:15px;box-shadow:0 9px 22px #0b22361c}.approved-cards .asset-photo{position:absolute;inset:0;background-size:cover;background-position:center;margin:0}.approved-cards .asset:after{position:absolute;content:'';inset:25% 0 0;background:linear-gradient(0deg,#031727,#031727bb 30%,transparent);pointer-events:none}.approved-cards .asset-details{position:absolute;z-index:2;left:16px;right:12px;bottom:18px;display:flex;align-items:center;gap:10px;color:#fff;margin:0}.approved-cards .asset-details svg{width:30px;height:30px;color:#e9b65f;flex:none}.approved-cards .asset-details b{font:700 17px/1.3 Manrope,Arial,sans-serif}.site-header{position:relative;background:#061b2d}.page-hero{background:#061b2d;color:white}.page-hero .wrap{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:55px;padding-top:50px;padding-bottom:65px}.page-hero h1{font:600 clamp(40px,4.6vw,65px)/1.1 'Playfair Display',Georgia,serif;margin:20px 0}.page-hero p{color:#d2dce5;font-size:18px}.page-hero img{width:100%;height:370px;object-fit:cover;border-radius:18px}.breadcrumbs{font-size:13px;color:#bfcdd8;margin:0 0 28px}.breadcrumbs a{text-decoration:underline;text-underline-offset:4px}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px}.content-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.content-card{padding:28px;background:white;border:1px solid #e5e3dd;border-radius:14px}.content-card h3{font-size:21px;margin:0 0 12px}.content-card p{color:var(--muted)}.text-link{color:#75501d;text-decoration:underline;text-underline-offset:5px;font-weight:700}.section-soft{background:#efece5}.content-prose{max-width:800px;margin:auto;padding:58px 25px 75px}.content-prose h1{font-size:clamp(36px,5vw,58px);line-height:1.15}.content-prose h2{font-size:29px;line-height:1.3;margin-top:40px}.content-prose p,.content-prose li{color:#415668}.content-prose a{text-decoration:underline;text-underline-offset:4px}.article-meta{font-size:13px;color:#677784}.skip-link{position:absolute;top:-100px;left:15px;z-index:100;background:white;color:#061b2d;padding:14px}.skip-link:focus{top:10px}.form-error{color:#a02e25}#formStatus{min-height:25px}.no-js{padding:16px;background:#fff8e8;color:#132e42}.related{display:flex;flex-wrap:wrap;gap:12px 24px}.related a{text-decoration:underline;text-underline-offset:5px}.help-note{margin:0 0 18px;padding:15px 18px;background:#f4f1e9;border-radius:10px;font-size:14px}
@media(max-width:1050px){.approved-nav .links{gap:13px;font-size:12px}.brand-words{font-size:17px}.approved-cards{gap:12px}.approved-cards .asset-details{left:12px;gap:7px}.approved-cards .asset-details svg{width:24px;height:24px}.approved-cards .asset-details b{font-size:14px}.approved-cards .asset{height:215px}}
@media(max-width:850px){.approved-nav{padding:12px 20px}.approved-nav .links{display:none}.approved-mobile{display:block}.approved-nav .links.open{display:flex;position:absolute;top:95px;left:14px;right:14px;background:#0b2439;padding:22px;border:1px solid #cfaa6c;flex-direction:column;align-items:stretch;border-radius:12px}.approved-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.approved-cards .asset{height:230px}.approved-cards .asset-details b{font-size:18px}.approved-cards .asset-details svg{width:30px;height:30px}.approved-photo{left:0;opacity:.72}.approved-hero:before{background:linear-gradient(90deg,#031727ed,#031727c0 55%,#03172770)}.page-hero .wrap,.split{grid-template-columns:1fr;gap:28px}.page-hero img{height:300px}.page-hero .wrap{padding-top:30px}.content-grid{grid-template-columns:1fr}.page-hero h1{max-width:700px}.section{padding:58px 0}}
@media(max-width:540px){.approved-brand img{width:70px;height:52px}.brand-words{font-size:12px;letter-spacing:.14em}.brand-words small{font-size:9px}.brand-rule{height:35px}.approved-nav{padding:12px 16px}.approved-nav .links.open{top:78px}.approved-hero .hero-inner{padding:135px 21px 85px}.approved-hero{min-height:650px}.approved-hero h1{font-size:clamp(48px,12vw,65px);line-height:1.06}.approved-hero p{font-size:16px}.approved-benefits{display:grid;grid-template-columns:1fr 1fr;gap:18px}.approved-cards .asset{height:200px}.approved-cards .asset-details b{font-size:15px}.approved-options-grid,.wrap{padding-left:20px;padding-right:20px}.actions .btn{width:100%}.approved-options{border-radius:24px 24px 0 0}.eyebrow{font-size:10px;letter-spacing:.17em}.panel{padding:21px}.page-hero .wrap{padding-bottom:40px}.page-hero img{height:260px}.page-hero h1{font-size:41px}.section h2{font-size:34px}.content-prose{padding-left:20px;padding-right:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

.photo-right{mask-image:linear-gradient(90deg,transparent,#000 12%);-webkit-mask-image:linear-gradient(90deg,transparent,#000 12%)}